Bath Building Society

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This is our letter of complaint to the Bath Building Society

Twenty years working in my industry I have never met professionals so incompetent and downright unethical as yourselves, and I work with some punch drunk monosyllabic neanderthals. 

Your handling of this whole situation has been diabolical, unethical and dishonest to the point of criminal.

It came to light that you didn’t even know what you had initially valued, which I paid you £500 for. You came back to me four months later asking what the barns were for and what I was doing with them and requesting quotes on work. Maybe they were staying as barns, meaning no work to be done or maybe they were being converted into an annexe meaning the valuation was possibly £250,000 out. You had no clue what you were doing at all.

Then on Friday last week after six months of back and forth we received a call saying an offer will be made this week, Wednesday we received a call saying its been passed by the first underwriter and it would be fine to purchase a static caravan to move onto the land.

Then yesterday, three days before the deadline, you request quotes from tradesmen on several areas as the initial budgets we sent with a £50k contingency were now not good enough. So you accepted them six months prior, your assessor accepted the budgets but three days before the deadline you decide they might not be realistic? Yet at the same time, you reject quotes I sent by tradesmen as the quality may not be sufficient. The six-page report from the wall tie repair specialist was not good enough on paper for you, why did you assume the only quote we had was the one getting the job? Seems somewhat idiotic on a £750,000 property don’t you think?

  1. Where and when did you ever request the quotes we gathered are the ones we have to finally use? Surely you expect us to gather several quotes and choose the best. And you would expect us to change contractors if a shoddy job was being done i expect?
  2. Where did you ever stipulate the highest quality quote will only be sufficient and how do you asses the quality from a quote? Why was our experience with contractors less valuable than a quote from a stranger?
  3. The quotes were sent at your request so you could assess our financial position, not the quality of the workmanship which is, of course, unknowable from quotes, until work begins. 
  4. As explained this is not our first renovation so our experience with contractors is plenty and the quality of our work can be seen.

It would require months of site visits and discussions with dozens of people to find the right contractor, and then it can change part way through. To expect less is reckless and to expect that to be done before a mortgage offer is completely unreasonable at this stage, three days before the deadline. If you had been honest and clear from the beginning this would have all been completed by us.

After six months of emails back and forth, not once have you requested any of these quotes at all, never, not once. The quotes you asked for we sent along with a full structural survey that detailed absolutely everything possible. Without actually starting work there was nothing more we could do, we knew the extent of the renovation requirements and we showed we had the funds.

You once mentioned in brackets, and in your own words “As a side note the treatment of the timbers and damp proofing will need to be done by a specialist registered” You clearly said, AS A SIDE NOTE. You, not once said, we need this quote by this qualified person. Not once. 

Asking for them now knowing there is a deadline is simply disgusting and incompetent. You suddenly seem concerned about the quality of the work yet show such low quality in your handling of all this it’s beyond a joke. It just feels like some straight out of college millennial trust fund kid with no life experience outside of the office or Starbucks, is trying to justify their job by looking like they are being careful when they simply look like they are incompetent. 

For the last six months, you have led us along a path with a series of questions and requests. Pay off our loans of £10k, more surveys £2500, more quotes, more financial proof, again and again, we responded instantly and jumped when asked. Then three days before the deadline you turn round and tell us we’ve been on the wrong path all along. Like some sick twisted game, you deliberately and knowingly deceived us and led us to failure. Disgusting behaviour if not criminal. 

We know the financial sector has changed recently due to the criminal elements, greed and incompetence rife throughout, but to not loan £200,000 when matched by our own £200,000 on a house you have valued at £500k plus not including the outbuildings (admittedly you had no idea what you had valued)  is just remarkably stupid. We were pretty much match funding you on the build and yes it was to be an annexe and gym meaning the final valuation should have been closer to £750,000. 

Not once did you ask if we had a contingency in case post-Brexit the interest rate increases to 4% which it easily could? This is your arena, you never once asked the most important question and a variable mortgage.

  1. Can we afford it? YES
  2. Do we have the money on hand? YES
  3. Have we experienced in high-quality renovations? YES
  4. Are we an established respected business and valuable members of the community with more to lose? YES

It’s clear now that you, Bath BS, do not know what you are doing, so we won’t be giving you our business. Its started to feel like you think you are doing us a favour like we should be on our knees with cap in hand. We only work with people who work with clarity and integrity from day one, we have values and standards, our business is built upon such things and we live these values off the mats as on them.

We cannot get back the last six months of our lives. We now have nowhere to live as we put 100% into this happening, there was no going back for us, we have no backup, we have nowhere else to go. We have been sleeping on floors, borrowed houses, rented holiday cottages and lived an extremely stressful few months waiting for this to happen. We are now homeless.

We put our faith in you and sadly you failed miserably. 

Makoto

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Fight Team Growing

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Fight Team Growing

Martial Arts Flow Drills

Cadet & Adult Fight Team Information

So we are getting a lot more of you asking about competing lately. So here hopefully, is everything you need to know, plus a few changes for the cadets (age 9-15) team

Cadet Team age 9-15

We have introduced a new format for the cadets making it easier for you all to compete and get the adequate training necessary for competing.

The minimum requirement to compete is two classes a week

Monday & Wednesday 5.30pm class for the fight team is now 1 hour

The first 35 minutes are regular technical classes followed by 25 minutes dedicated competition sparring

We also have an optional Saturday class at 2.30pm until 4pm 100% dedicated to competition training, this is for adults and cadets.

Of course the more work you put in the higher the skill level and increased ability in competition will be achieved. That being said, some children can lose the motivation and enthusiasm if they train too much so please bear that in mind, more is not always better.

If we think your child is doing too much we will reduce their package and limit their classes, no one wins if we allow children to burn out and lost their passion.

Adult Team

Adults, suck it up, you cannot overtrain on our timetable.

Minimum classes for adult competition are four classes a week. Two technical classes and two sparring. It’s in the sparring classes that we asses you all to see when you are ready, no sparring, no competitions.

Prices as usual, see Beckie on reception. More Is Better.

Our Commitment To You

We arrange the shows and we start with interclubs. These are friendly competitions set up for beginners often these events are in other clubs with multiple competitions going on at once, fairly relaxed and a family friendly atmosphere. They are not a brawl looking for knockouts. They are designed for people to get used to the competitive arena in a safe environment. They are a test of skill and technical ability. We make sure you are matched up fairly and we stop any competition if it looks mis matched or to intense.

Its common to have more than one competition in a day if you so wish, meaning you can gain invaluable experience.

We corner you, we look after you and we make sure its as enjoyable as possible.

If after several inter-club competitions you wish to continue your journey we offer additional free training for team members. We give back to those who commit to us.

Required Equipment

You will need your own training equipment and lads you will need a groin guard.

Uniform essential, it hurts a little when we travel to shows and corner someone in Tapout gear.

Interested?

Speak to one of the coaches if you have any questions and Beckie to get on the team package.

Then train hard and enjoy the ride

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Fight Team Leeds

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Fight Team Leeds

June 2018

Fight team leeds

Dom boxing bout

Fight Team Leeds 2018 June

We attended the Strike Series event K1 & Kickboxing show in Leeds this June. Nicely run show with the largest chandelier you’ve ever seen.

Four of the team were competing on the show and training camp was a gruelling 8 weeks that paid off.

Fight Team Leeds – Alfie

fight team leeds

Alfies knockout shot

Alfie Lewis – was first up for his second K1 kickboxing bout. Round 1 could have been scored either way, both fighters went 100% and it was hard to score.

For round 2 the corner crew gave Alfie some guidance, he went back in and knocked out his opponent with a round kick to the head. Watching him execute the knockout shot was no different than watching him in training. He simply applied the training drills and game plan and boooom.

Fight Team Leeds – Billy

Win for Billy

Billys second show, he fought a tough K1 Kickboxing fight. It went all three rounds though he dominated them all, it was a battle.

His opponent was up for a fight and he was no push over. But in the end the judges scored it a unanimous win for Billy. Heavy hits from both fighters.

Fight Team Leeds – Tom

fight team leeds

Loss for Tom

Tom fought a fantastic K1 Kickboxing fight, very technical and a great attitude. Sadly he got knocked out in the second round but overall Toms fight showed a great mix. Technique, posture, ring craft, aggression accuracy. It was all there and a true pleasure to watch.

He landed so many well timed shots, knees, kick punches. Everything set up, everything followed up.

Happy days, a fine loss

Fight Team Leeds – Dom

fight team leeds

Doms first boxing bout a draw

Well this was feisty and very exciting. Doms first boxing bout and what fun he had. Tough tough opponent, really swinging some bombs and taking some punishment well.

I’ll not mention the floss dancing Dom seemed to be doing.

All three rounds were like a Rocky movie, the crowd were going insane, the mix of technique and fight brawl mash up were such fun to watch.

The judges scored it a draw and we were all happy with the outcome.

SOME RAMBLINGS

 

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Martial Arts Breed Violence?

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Martial Arts Breed Violence?

Poppycock 

Martial Arts Breed Violence, this is something we hear a lot.

martial arts breed violence

Often dad brings the kids along and raises concerns that mum believes Martial Arts Breed Violence.

It’s simply not true, ok there might be a small percentage of children that confuse the message early on. Though with good coaching this will be dealt with quickly, and yes, of course, there is always the exception.

Psychopaths make up 1% of the population so knowing that, one in a hundred, well maybe Military school ASAP.

Martial Arts Breed Violence – Play Circuit

Dr. Jaak Panksepp, a neuroscientist, psychologist and psychobiologist has written extensively about the importance of play. He discovered the motivations that the play circuit develops in kids and adults.

Some believe this work to be so important a discovery that the Nobel prize is fitting.

Martial arts develops the play circuit in children and adults. Rough and tumble play clearly defines the differences between aggression and assertiveness. While playing, supervised as in a martial arts classroom setting. Or alone with friends, an extremely important distinction. Children learn what boundaries are acceptable to the group and what is aggression and what is assertiveness.

Martial Arts Breed Violence – Ethics

Play also develops ethics. Martial arts develops ethics and fair play. Games, the classroom, the dojo. Well, there are rules, mostly unspoken otherwise the academy would be wall to wall posters and rules and that’s not much fun for anyone.

Over time the rules of the group, the culture become clear. People that don’t abide by the rules or ethics generally are not accepted into the group. We do get a few of these in the club every now and then, they simply find another club where their behaviour is acceptable, and that’s how society functions.

From street gangs to Olympic teams, the culture of the group dictates.

Martial Arts Breed Violence – Nonsense

No, is basically the answer to “Do Martial Arts Breed Violence”?

But we get it, on the surface, it can appear as if it does.

Remember – It’s better to be a warrior in the garden than a gardener on the battlefield. 

MORE RAMBLINGS

 

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Muay Thai Seminar

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Muay Thai Seminar

Saturday 16th June 2.30pm

Matt Chapman is back to deliver his Muay Thai system

Those of you who attended his punch power seminar need no introduction.

Matt is a fantastic well rounded martial artist with knowledge beyond his years

  • The seminar is 2 hours
  • Seminar costs £20
  • Book your place in advance
  • No pay on the day


Matt has written books on MMA, Kickboxing and has a hugely popular online training course in the striking arts Mitt Master

muay thai seminar

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Martial Arts Flow Drills

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Martial Arts Flow Drills

Martial arts flow drills are but one way, there are multiple ways to train martial arts and over the next few weeks I’ll cover some of them.

All are useful, some you’ll prefer. But don’t just stick with the ones you like. Get out of your comfort zone and grind it out.

Martial Arts Flow Drills

Martial Arts Flow Drills – Tools to enhance

Flow drills can be used in all arts, kickboxing, Jiu-Jitsu, Self defence and so on.

What I personally like about flow drills is once you have the drill memorised. You have the freedom to flow and see opportunities inside the work. When you are shown new work, techniques etc, you are too busy just trying to remember where your hands should be or remember to breathe. If you train you know what I mean eh.

Martial Arts Flow Drills – The basics

I’ll use a Self-defence MMA example here.

In pairs, it would go something like this. Strikes, takedown, ground position, counter, strikes on ground, submission, escape, back to feet. REPEAT left and right reference.

Now we have the flow we can begin to study

Martial Arts Flow Drills – Study time

Once the drill basics are memorised you are free to flow. Now once you are flowing you’ll see things appear. Your mind free’s up enabling you to see things you’d normally miss.

It’s a wonderful learning experience if you relax and go with it. Now finding a great training partner who’s not trying to crush you is the hardest bit.

Martial Arts Flow Drills – Royalise it all as my BJJ coach John Will says

We have the flow drill, we are finding things we couldn’t see before. Now what?

Now we take out one part of the drill, say an armbar. We work on the armbar until every detail is world class. We drill it in isolation thousands of times.

Then when its Olympic gold standard we drop it back into the flow drill. A wonderful thing now happens. The rest of the drill looks shabby in comparison. Like when you buy a new pair of shoes and your clothes look scruffy, the nightmare of many an old punk rocker. So what to do?

Royalise the lot, over time you make the flow drill world class, do that and hey presto you’re getting good.

MORE MUSINGS

Next week Chaos drills followed by shadow drills

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Hard Work Sweat And Tears

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Hard Work Sweat And Tears

A simple list of must-read books if you’re interested in performance and improvement for self and others.

By no means complete, there are many many others

Carol Dweck- Mindset

“Dweck reveals what all great parents, teachers, CEOs, and athletes already know: how a simple idea about the brain can create a love of learning and a resilience that is the basis of great accomplishment in every area.”

Matthew Syed – Bounce

‘I love this book. A must-read if you have ever wondered what sets the super-achievers and the rest of us apart – in any field, not just in sport. I only wish I had read it when I was fifteen.’ Gabby Logan, BBC presenter and former international gymnast

Daniel Coyle – The Talent Code

Talent. You’ve either got it or you haven’t.’ Not true, actually.

Daniel Coyle – The Little Book Of Talent

The Little Book of Talent” should be given to every graduate at commencement, every new parent in a delivery room, every executive on the first day of work. It is a guidebook–beautiful in its simplicity and backed by hard science–for nurturing excellence.”Charles Duhigg, bestselling author of “The Power of Habit”

Malcolm Gladwell – Outliers

Why do some people achieve so much more than others? Can they lie so far out of the ordinary? Malcolm Gladwell looks at everyone from rock stars to scientific geniuses to show that the story of success is far more surprising, and inspiring, than we ever imagined.

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Making Changes

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Making Changes

making changes

It can seem overwhelming at times. You don’t know what to do first, is it correct and how do you know?

Let’s look at nutrition, it’s a minefield out there, where to begin?

Making Changes – What’s your output?

First off what are you outputting? Are you running three marathons a week or sofa surfing?

I’ve seen many people crash and burn who train hard then ramp up the routine. Say for a competition, they often neglect the nutrition which of course needs to meet training requirements.

So if you’re training as a hobby 2-4 hours a week. Then simply clean up your food, eat non processed food and cut out the rubbish, you know what that is.

Making Changes – Fuel source

Let’s be clear, I’m no expert though I do deal with lots of people training hard and helping them find the correct balance. We do ok.

I always start with this. What are your ratios of carbs, protein and fat?

We work on this for some weeks until we find good energy levels

Then we add fasting, super simple. Don’t eat after 6-7pm and breakfast 9-10am

Making Changes – Repair time

So while your fasting/sleeping your body has time to recover. This is when the important work is done.

Increase in muscle mass from fasting has been well documented and the evidence is available on that.

While fasting/sleeping your body goes through various stages of repair and recovery that are important if you are training hard. Even if you’re not, it’s important.

Making Changes – Takes time

This is where most fail. It takes time.

Let’s say you have been living in doughnuts and coffee for 10 years. Then every cell in your body has been created from that fuel source. It’s going to take time to change and the effects will be small over time. Sometimes so small you won’t feel it. That doesn’t mean it’s not working.

Every single cell in your body will regenerate in the next seven years. You are physically a completely different person. Eating well and looking after yourself is not a quick fix. Eat well for the next 10 years and every single cell you are made of has been made on a different fuel than the doughnut 10.

Hopefully you feel amazing, either way, you are building a Formula 1 car not a banger racer that you scarp after one race.

OTHER RAMBLINGS

  1. SPARRING CULTURE
  2. SELF DEFENCE
  3. FASTING VIDEO
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How Gradings Work

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How Gradings Work

How Gradings Work

How Gradings Work – At Function First Martial Arts

Every now and then a student will ask about gradings. Or why there are people in an advanced group and they are not. We figure if one is asking then many more are thinking the same. So we feel we’re not getting the message across well enough.

Heres an attempt to address that

How Gradings Work – Process

Grades are every three months

Year 1 = Yellow – Red – Orange – Green Grades

Year 2 = Blue and above grades

Little Vipers age 5-8. This is nice and simple, we don’t pressure the kids at this age too much. Vipers need to complete twelve classes, so once a week between grades.

Cadets aged 9-14.

Year one is like the little vipers. Once a week meaning twelve classes between grades is sufficient.

Year 2. Now we ramp up the pressure a little. In year two cadets really need to be training twice a week and averaging 24 classes between grades. Kids who train once a week at this level struggle to retain the information so we grade them every 6-9 months. Unfortunately they fall behind a little, and this often develops into a defeatist attitude. They often seem to lose interest and leave. If we look at all our year three cadets virtually 100% of them train two or more times a week. Those who stick with it the longest are the ones who experience the growth and benefits.

Adults. All adult classes require a minimum of 2 classes a week to grade.

It is worth pointing out that those that train twice a week develop the skills at a much faster rate than those who train once a week. We have some kids that train 6 hours a week and compete, I think it goes without saying. Their confidence and attitude are unlike other kids of their age. They are formidable capable young people who walk shoulders back and head held high.

How Gradings Work – What counts?

Class attendance is important as it develops good habits. Though this alone is not enough, we grade on attitude and work ethic.

In year one for all our students, we are fairly relaxed. We want you to figure out if this is something you wish to take seriously. The work becomes more complex in year two and one class a week is no longer sufficient to remember the work.

Now we understand that some simply cannot make it in more than once a week. If it’s other hobbies getting in the way or were getting in the way of other hobbies. Then we advise picking one and studying deep as the benefits are profound if you allow them to be.

Of course one hour a week is better than none, though two hours a week is a 100% improvement. Twice the growth in a year, well actually it’s like compound interest. It exponentially develops so you end up accelerating your learning at a much faster rate over time.

Exactly the same as if you put £100 a week into a savings account and I put £200 in. After one year I would have more than double because of interest, over time this makes a massive difference.

A £10,000 investment with a 20% return each month over 3 years earns you over £20,000,000 yes 20 million pounds.

Martial arts repetitions are exactly the same.

How Gradings Work – Don’t grade?

So if you don’t grade then you stay in year one of our syllabus and repeat the same work. This, of course, is fine, it just means you never get to progress to the more complex work and close quarter clinch work of the kickboxing for example.

Once you have completed all four grades you move into the next group and cover the more advanced work from the syllabus.

Its an old cliche but there is some truth to it. Jack of all trades master of none.

Master one and you have insight into the self that others do not. You grasp concepts and see patterns that give you an edge in life.

Off The Mats As On

OTHER RAMBLINGS

 

 

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Self Defence Lincoln The Un Real Deal

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Self Defence Lincoln The Un Real Deal 

Delusion Illusion Confusion

Self Defence Lincoln The Un Real Deal

The Un Real Deal Self Defence Lincoln

My Self Defence is the best he said

Self Defence Lincoln The Un Real Deal – We hear it all the time

If you train self-defence then you have heard this a million times

“My self-defence is the most realistic”

OR

“Insert system here, is the best self-defence there is”

Self Defence Lincoln The Un Real Deal – Question

So yours is the best, exactly how many systems have you trained in and how do you actually decide?

It’s like every coffee shop in the world has the poster in the window

Self Defence Lincoln The Un Real Deal

Its true i tell you

Self Defence Lincoln The Un Real Deal – Tested

So every other sport pretty much has a league or a title belt or a gold medalist etc. We have measurement systems in place to decide what actually is or who is the best in the world and it’s as good as it gets currently. Like it or not there are winners and losers and there are ultimate champions and to take that belt, the trophy from them you have to beat them.

Self Defence Lincoln The Un Real Deal – Be nice

Don’t get me wrong, I’m not dissing other systems. I love most of the other arts that are about, I’ve trained in many. Though when i hear thee statements, it’s like saying “I have the greatest toenail clipping system in the world, I’m the best there is” It sort of means nothing in the grand scheme of things.

Self Defence Lincoln The Un Real Deal – Enjoyment

If you are enjoying the training, breaking a sweat and having fun then you’re onto a good thing. Building friendships and camaraderie are important and much lacking as adults.

So don’t try to measure the unmeasurable, be happy your active and humble

If you really want to find out what works simply apply to compete in “name an art” and see how you do, win or lose it’s all good.

OTHER MUSINGS

 

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